| Interest Earned | | | | | |
| Int. /Disc. on Adv/Bills | 48931.53 | 47175.01 | 45776.33 | 41871.36 | 37096.83 |
| Income on Investment | 14942.50 | 14341.69 | 14061.57 | 13780.57 | 13143.52 |
| Int. on balances With RBI | 848.15 | 1133.74 | 879.41 | 1054.82 | 939.47 |
| Others | 192.66 | 379.49 | 396.61 | 558.55 | 630.69 |
| Total Interest Earned | 64914.84 | 63029.93 | 61113.92 | 57265.30 | 51810.51 |
| Other Income | 12713.38 | 12225.99 | 11580.65 | 11818.83 | 11070.22 |
| Total Income | 77628.22 | 75255.92 | 72694.57 | 69084.13 | 62880.73 |
| | | | | | |
| EXPENDITURE | | | | | |
| Interest Expended | 40416.43 | 37848.49 | 36311.07 | 33588.01 | 27951.95 |
| Employee Cost | 9254.46 | 8655.99 | 8964.22 | 8002.47 | 7661.75 |
| Other Expenses | 10046.72 | 8763.58 | 9180.30 | 8189.82 | 8293.39 |
| Total Expenses | 59717.61 | 55268.06 | 54455.59 | 49780.30 | 43907.09 |
| | | | | | |
| Operating Profit Before Provisions And Contingencies | 17910.61 | 19987.86 | 18238.98 | 19303.83 | 18973.64 |
| Provisions And Contingencies | 4064.92 | 6214.58 | 4679.89 | 7063.57 | 5698.41 |
| P/L Before Tax | 13845.69 | 13773.28 | 13559.09 | 12240.26 | 13275.23 |
| Tax | 3421.87 | 3737.75 | 3794.81 | 3594.90 | 3998.99 |
| P/L After Tax from Ordinary Activities | 10423.82 | 10035.53 | 9764.28 | 8645.36 | 9276.24 |
| Net Profit/Loss For the Period | 10423.82 | 10035.53 | 9764.28 | 8645.36 | 9276.24 |
| Minority Interest | -62.84 | -86.09 | 1.79 | -47.58 | -9.68 |
| Share Of P/L Of Associates | 272.44 | 133.47 | 210.60 | 248.63 | 394.77 |
| Net P/L After Minority Interest & Share Of Associates | 10633.42 | 10082.91 | 9976.67 | 8846.41 | 9661.33 |
| | | | | | |
| Equity Share Capital | 1035.53 | 1035.53 | 1035.53 | 1035.53 | 1035.53 |
| | | | | | |
| ANALYTICAL RATIOS | | | | | |
| (%) of Share by Govt. | 63.97 | 63.97 | 63.97 | 63.97 | 63.97 |
| EPS Before Extra Ordinary * | | | | | |
| Basic EPS (Rs.) | 20.13 | 19.50 | 18.86 | 17.11 | 17.92 |
| Diluted EPS (Rs.) | 20.13 | 19.50 | 18.86 | 17.11 | 17.92 |
| EPS After Extra Ordinary * | | | | | |
| Basic EPS (Rs.) | 20.13 | 19.50 | 18.86 | 17.11 | 17.92 |
| Diluted EPS (Rs.) | 20.54 | 19.50 | 19.27 | 17.11 | 18.66 |
| Return on Assets % | 1.19 | 1.19 | 1.26 | 1.14 | 1.41 |
| | | | | | |
| OPBPC Margin (%) | 27.59 | 31.71 | 29.84 | 33.70 | 36.62 |
| PBT Margin (%) | 21.32 | 21.85 | 22.18 | 21.37 | 25.62 |
| PAT Margin (%) | 16.05 | 15.92 | 15.97 | 15.09 | 17.90 |
| PAT After MI And SoA Margin (%) | 16.38 | 15.99 | 16.32 | 15.44 | 18.64 |