Months | 12 | 12 | 12 | 12 | 12 |
Source Of Info (AR = Annual Report, PR = Press Release) | AR | AR | AR | AR | AR |
Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| | | | | |
PER SHARE RATIOS | | | | | |
| | | | | |
Basic EPS (Rs.) | 13.84 | 13.62 | 0.78 | 13.70 | 18.78 |
Diluted EPS (Rs.) | 13.84 | 13.62 | 0.78 | 13.69 | 18.76 |
Cash EPS (Rs.) | 15.31 | 14.51 | 1.46 | 14.33 | 19.28 |
Book Value[Excl.RevalReserv]/Share (Rs.) | 134.14 | 121.58 | 107.91 | 108.08 | 94.37 |
Book Value[Incl.RevalReserv]/Share (Rs.) | 134.14 | 121.58 | 107.91 | 108.08 | 94.37 |
Dividend / Share (Rs.) | 1.50 | 0.00 | 0.00 | 1.00 | 0.00 |
Operating Revenue / Share (Rs.) | 117.13 | 98.73 | 86.11 | 77.76 | 67.60 |
Net Profit / Share (Rs.) | 13.84 | 13.62 | 0.78 | 13.69 | 18.78 |
| | | | | |
PER EMPLOYEE RATIOS | | | | | |
| | | | | |
Interest Income / Employee (Rs.) | 2491104.48 | 2281813.95 | 2303751.84 | 2532958.19 | 2738488.89 |
Net Profit / Employee (Rs.) | 294339.48 | 314860.12 | 20892.20 | 446042.45 | 760688.69 |
Business / Employee (Rs.) | 33840995.08 | 30533712.32 | 31606440.65 | 32275275.71 | 31122377.67 |
| | | | | |
PER BRANCH RATIOS | | | | | |
| | | | | |
Interest Income / Branch (Rs.) | 110997754.12 | 112719345.15 | 116662070.65 | 109191035.54 | 106930189.94 |
Net Profit / Branches (Rs.) | 13115074.71 | 15553777.46 | 1057981.50 | 19228046.14 | 29702726.45 |
Business / Branches (Rs.) | 1507875114.71 | 1508335092.84 | 1600551217.83 | 1391326074.73 | 1215240188.87 |
| | | | | |
KEY PERFORMANCE RATIOS | | | | | |
| | | | | |
Net Profit Margin (%) | 11.81 | 13.79 | 0.90 | 17.60 | 27.77 |
Operating Profit Margin (%) | 17.85 | 18.71 | 1.09 | 22.80 | 38.40 |
Return On Assets (%) | 1.25 | 1.40 | 0.09 | 1.91 | 3.29 |
Return On Equity / Networth (%) | 10.31 | 11.20 | 0.72 | 12.66 | 19.89 |
Net Interest Margin (X) | 5.80 | 5.94 | 6.27 | 6.57 | 6.89 |
Cost To Income (%) | 46.84 | 39.53 | 30.54 | 29.12 | 30.82 |
Interest Income / Total Assets (%) | 10.61 | 10.21 | 9.98 | 10.89 | 11.86 |
Non-Interest Income / Total Assets (%) | 1.21 | 1.58 | 2.03 | 1.83 | 1.68 |
Operating Profit / Total Assets (%) | 0.03 | -0.17 | -1.94 | 0.08 | 1.60 |
Operating Expenses / Total Assets (%) | 3.28 | 2.97 | 2.53 | 2.44 | 2.64 |
Interest Expenses / Total Assets (%) | 4.80 | 4.26 | 3.71 | 4.31 | 4.97 |
| | | | | |
VALUATION RATIOS | | | | | |
| | | | | |
Enterprise Value (Rs.Cr.) | 165194.39 | 156977.62 | 160824.22 | 144256.24 | 99908.47 |
EV Per Net Sales (X) | 8.75 | 9.87 | 11.59 | 11.52 | 9.18 |
Price To Book Value (X) | 1.34 | 1.61 | 2.85 | 3.13 | 2.16 |
Price To Sales (X) | 1.54 | 1.98 | 3.57 | 4.36 | 3.01 |
Retention Ratios (%) | 89.16 | 100.00 | -28.04 | 100.00 | 100.00 |
Earnings Yield (X) | 0.07 | 0.06 | 0.00 | 0.04 | 0.09 |